Thanks for sharing your comments. As a country, we do have to be concerned about our debts individually and collectively and take response-ability for these debts. The article doesn’t focus on debt, but your point is well taken. As you may have heard before… “What you think about expands”, so if all we focus on is debt, then we will attract more debt into our lives. I find it more empowering to focus on wealth creation rather than debt. I offer this as another perspective for you to consider. Have a great day!